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HDFC क्रेडिट कार्ड धारकों  की चांदी काटी

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आज के दौर में सभी को क्रेडिट कार्ड से मिलने वाले प्राप्त कैशबैक के रूप में या अन्य ऑफर के रूप में पसंद आने लगे हैं। इसी दौड़ में सभी लोग नए-नए क्रेडिट कार्ड के बारे में जानना एवं उसके ऑफर को प्राप्त करने की जुगत में रहते हैं।

वैसे अगर आप क्रेडिट कार्ड के बारे में जानते होंगे या प्रयोग करते होंगे तो आपको पता होगा कि इसकी एक लिमिट होती है इस निमित्त का मतलब यह होता है कि आप इतने पैसे की खरीदारी क्रेडिट के रूप में कर सकते हैं।

 यानी अगर आपके खाते में पैसा नहीं है तब भी क्रेडिट कार्ड के द्वारा दिए गए लिमिट के बराबर आप कुछ भी खरीदारी कर सकते हैं। इन पैसों की भरपाई आप किस्त में करते हैं ।

आप चाहे तो इसके क्रेडिट कार्ड की मदद से पैसा भी निकाल सकते हैं परंतु इस पर आपको ब्याज अधिक देना होगा, आपको  पता होना चाहिए कि क्रेडिट कार्ड मुख्यतः खरीदारी के लिए बनाया जाता है परंतु किसी ऐसी स्थिति में आप एचडीएफसी की क्रेडिट कार्ड की मदद से पैसे की निकासी भी कर सकते हैं।

एचडीएफसी के पेजैप एप्लीकेशन की मदद से एक क्लिक से पैसा अपने दूसरे किसी खाते के अंदर ट्रांसफर भी कर सकते हैं।

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Credit Card

How can I get my lost HDFC credit card?

HDFC credit card

If you lose your credit card, it is important to report the loss to the card issuer as soon as possible. This can typically be done by calling the customer service number on the back of your card, visiting a branch in person, or by logging into your account on the card issuer’s website.

Reporting a lost or stolen card will ensure that your account is immediately frozen, so no one else can use it. You will not be held responsible for any unauthorized charges made on the card after you have reported it as lost or stolen.

The card issuer will then cancel your old card and issue a replacement card. You may be charged a fee for a replacement card, depending on the issuer’s policy. Once you receive your new card, you’ll need to activate it and update any automatic payments you have set up with the card’s old number.

How can I get my lost HDFC credit card online?

If you have lost your HDFC credit card and would like to request a replacement card online, you can follow these steps:

  1. Log into your HDFC Bank account on the bank’s website.
  2. Go to the “Cards” section and select the “Credit Cards” option.
  3. Under the “Services” tab, select the “Block/Hotlist Card” option
  4. Select the credit card that you want to block and provide the reason for blocking it.
  5. Confirm the action and the bank will block your lost card and process a replacement card

Note: You will have to provide the necessary information to verify your identity while doing this process. Also, you may be charged a fee for a replacement card, depending on the issuer’s policy.

Alternatively, you can also contact HDFC Bank’s customer service by calling the bank’s customer service number, or by visiting a nearby HDFC Bank branch in person to report the loss of your credit card and request a replacement.

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How to close HDFC bank account

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You can close your HDFC Bank account if you no longer wish to use it. To close your account, you will need to visit your nearest HDFC Bank branch and request to close your account.

You will need to provide proof of identity, proof of address, and your HDFC Bank account details, and fill out an account closure form. Any remaining funds in your account will be transferred to your new bank account (if applicable). It is important to keep the confirmation of account closure for your records.

To close an HDFC Bank account, you will need to follow these steps:

  1. Gather all required documents: You will need to provide proof of identity, proof of address, and your HDFC Bank account details.
  2. Visit your nearest HDFC Bank branch: Take your documents and any remaining funds in your account to the bank branch where you opened your account.
  3. Request to close your account: Speak to a bank representative and request to close your account.
  4. Fill out the account closure form: The bank representative will provide you with an account closure form, which you will need to fill out and sign.
  5. Return any remaining bank card: If you have an HDFC Bank debit or credit card, you will need to return it to the bank representative.
  6. Wait for the bank to process your request: The bank will process your request to close your account and any remaining funds will be transferred to your new bank account (if applicable).
  7. Confirm Account closure: Once the bank has processed your request, you will receive confirmation that your account has been closed. It is important to keep this confirmation for your records.
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